Article 11 of the Code of Ethics states that REALTORS® shall not undertake to provide specialized professional services that is outside their field of competence unless they fully disclose their lack of experience to the client or engage the assistance of one who is competent in the area. The REALTOR® must therefore disclose to their client that they do not have experience handling short sales. If the agent chooses to continue representation and the seller agrees to proceed after disclosure of the agent’s lack of experience, or in the alternative, if the agent selects to employ the assistance of a person competent to handle such a transaction, then Article 11 is satisfied.