While there are laws to protect buyers from discrimination by lenders, you still should be aware of your home buyer rights-especially if you think a lender maybe ignoring them.

Keep in mind that if you are married and both spouses apply for the loan, the lender will take both incomes into consideration when determining your rate.

If you are about to retire, your lender can take that into consideration, because it affects your income and credit worthiness. Acting to Protect Your Home Buyer Rights If you feel your lender has discriminated against you, take action.