Virginia Housing (formerly VHDA) is a not-for-profit organization created by the Commonwealth of Virginia. Their mission is to help Virginians attain quality, affordable housing.
Learn about a wealth of down payment and closing cost assistance for first-time homebuyers in Northern Virginia. These resources in your very own backyard are often available but not utilized. In many instances, two or more of these programs may be combined to increase your client’s buying power. Discover how you can identify and use these gems to help widen the pathway to homeownership, even in this competitive market.
About Regina Pinkney: For the past 18 years, Regina has dedicated herself to helping under-served segments of our community to attain affordable and sustainable homeownership. Working in the mortgage industry, beginning in 2002 at 1st Mariner Bank and then starting in 2009 at Union Mortgage Group, she developed relationships with housing agencies and non-profits in Northern Virginia to educate and empower families with low and moderate incomes families by providing individual credit education, homebuyer education classes and highly specialized financing. As a senior loan officer, she has assisted in every facet of loan origination. For 10 years in a row, she was one of the Virginia Housing Development Authority's top-producing loan officers.
Regina served on the City of Alexandria's Neighborhood Stabilization Program Management Team and on the Alexandria Redevelopment and Housing Authority Family Self-Sufficiency Program Coordinating Committee. As a volunteer, over the years, she taught countless homebuyer education classes in Alexandria, Arlington, Fairfax and DC. And was named a Housing Hero by the City of Alexandria.
Since April 2017, Regina has worked for the Virginia Housing Development Authority. In that capacity, she meets regularly with loan officers and real estate professionals all over Northern Virginia, to educate and assist them with VHDA's mission of helping Virginians attain quality affordable housing.