Association Health Plans: An Update on NAR's Plan of Action
On June 19, 2018, the Department of Labor (DOL) issued a final rule to expand access to health coverage through Association Health Plans (AHPs) and, for the first time, allows independent contractors to join.
For more than a decade, NAR has advocated for reform of the health insurance markets that provide coverage to the self-employed and small employers. This latest action by the Administration is an important step in expanding health coverage opportunities for real estate professionals.
NAR is working diligently with existing providers, health care consultants, insurance experts, and legal analysts to examine comprehensive solutions to secure high-quality health insurance for all members and their families. These potential solutions include national and state plan options, in addition to exploring partnerships with other industry coalitions, in line with the regulation’s framework.
Unfortunately, this process is not without hurdles. While NAR is examining potential nationwide options, there are also opportunities to create plans at the state and local level that may overcome some regulatory obstacles. In any case, NAR remains focused on providing the most comprehensive and quality insurance options possible because that is what members need and deserve.
Click below for more details on how AHPs can be designed, the potential barriers to AHPs, and NAR’s plan of action.